Mortgage Delinquencies Are Rising. Should Homeowners Be Worried?
From The Shivers Report · 00:11:19
Show by Shivers Team
Mortgage delinquencies are rising, but does that mean the housing market is headed for another 2008?In this episode of The Shivers Report, Nick and Keegan look beyond the headlines and break down what the delinquency numbers actually tell us about today’s housing market.After hitting historic lows during the pandemic-era housing boom, mortgage delinquencies have gradually increased. At the same time, some homeowners are dealing with declining property values, elevated mortgage rates, job uncertainty, student loans, credit card debt, and car payments.But today’s market is very different from 2008.In this episode:• Why mortgage delinquencies are increasing• How today’s numbers compare with the Great Financial Crisis• Why homeowners who bought in 2022–2024 could be more vulnerable• How new construction incentives can impact resale values• Why real estate remains extremely hyper-local• How consumer debt and employment can affect homeowners• Why “marry the house, date the rate” created problems for some buyers• The three questions every buyer and investor should ask before making a financial decision• Why preparing for the worst-case scenario matters more than predicting the marketNobody can control where the market goes next. You can control whether you’re prepared for it.#ShiversReport #HousingMarket #MortgageRates #MortgageDelinquencies #RealEstate #Homeowners #MarketUpdate #PNWRealEstate #NickShiversTeam #WeHaveYouCovered
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