Episode 35 : Short Leases, Flood Fears and the Push for More Property Finance
From The Willow Private Finance Brief · 9:45
Show by Willow Private Finance
An agreed price and an affordable payment don’t always secure a property purchase. A shortening lease or flood concern can still change the mortgage decision, and the prospects of selling later.In The Brief, from Willow Private Finance, we connect three articles by Wesley Ranger: renewed attention on research covering around 6.5 million lease records, a survey finding that 77% of respondents would reject flood-risk homes, and Paragon’s preparations for a specialist bridging launch in 2027.We explore how lease extensions and property-specific evidence can help transactions proceed, while explaining why additional short-term lending still needs a credible repayment plan.Sources checked on 10 November 2026. Lease commentary, survey reporting and Paragon’s membership announcement appeared on 9 November. The underlying lease findings were published in August. Survey results describe stated intentions; future lending terms remain unconfirmed.General information, not personal financial advice. The lease example is illustrative. Refinancing and sales aren’t guaranteed. Your home or property may be repossessed if you don't keep up repayments on borrowing secured against it.Read the articles:Analysis of 6.5 million lease records highlights short-lease mortgage risks77% of buyers would rule out flood-risk homes, survey findsParagon Bank joins BDLA ahead of planned 2027 bridging launchFollow The Brief for UK property finance news and practical guidance.
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- Episode 34 : The Cost of Better Homes: Penalty Plans, Fire Defects and Gas Heating
- Episode 33 : Mortgage Cuts After a Rate Rise, and the Home Behind a £570,000 Deal
- Episode 32 : Who Gets to Buy? London’s Deposit Barrier, Family Help and New Homes
- Episode 31 : Rates Rise to 4%: Where Can Buyers Still Find a Way In?
- Episode 30 : Bigger Loans, Costlier Renewals: Borrowers Rethink Their Mortgages
- Episode 29: Recovery Delayed, Buyers Walk Away and Landlord Options Widen
- Episode 28: Mortgage Cuts, Costly Trackers and a New Route from Building to Renting
- Episode 27: First-Home Help Hits Limits as Costs Squeeze Buyers and Builders
- Episode 26: Prices Stall, London Discounts Deepen. Could Bigger Mortgages Get Buyers Moving?
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