Investing from Nothing
By Creators Obomedia
Categories: Business, Education, News
Have you ever wondered whether the money advice you keep hearing is actually right for you? Investing from Nothing is an investing podcast about how money really grows and how ordinary people can make calm, clear decisions with it, even when they start from zero. Why do the choices that feel safest with our savings so often turn out to be the ones that quietly cost us the most?Every episode begins with a question a listener might ask at the kitchen table, a real moment from market history or a belief that everyone repeats without checking. You feel one question pull you forward as the simple numbers and the history behind it add up, step by step, toward a clear answer. Along the way come everyday stories, round numbers anyone can follow, both sides of the debate told fairly and a calm way to think about it by the end. Each episode stands on its own, so you can start with whichever question is on your mind today.This show is about ordinary people and their money, the savers, the parents, the people getting close to retirement and the friends who ask each other what to do with a bonus. Their worries are real, from a market screen turning red to a retirement form left half filled, and the show takes every one of them seriously.A stock that falls by half has to double just to get back to where it started, and the show is always honest about what history shows and what nobody can predict. Everything here is general education about money, not personal investment advice. New episodes arrive every Wednesday and Sunday at 4 PM. Follow Investing from Nothing so you never miss an episode. Hosted on Acast. See acast.com/privacy for more information.
11 episodes indexed on PodSearch.
Recent episodes
- Safe on Paper, Shaky in Practice, The Hidden Bend of Four Percent
In 1966, a retiree began drawing four percent a year from savings while the Dow crept toward one thousand. In this episode we look at how much you can safely pull from your savings each year in retirement, and at where the four percent rule really came from. We also look at what the stretches of…
- Why Does Dodging the Bad Days Cost You the Good Ones
One day the market jumped eleven percent while the headlines still screamed disaster, and that's where we start. In this episode we look at whether you can step aside during the scary stretches and hop back in at the right moment, and how the best and worst days really work. The long record shows…
- Is the Year on Your Retirement Fund Really About You
We start in the spring of two thousand eight, when funds named for the year twenty ten lost about a quarter of their value and the people holding them were only two years from retiring. In this episode we look at what actually sits inside a fund with a year in its name, and how the glide path…
- What If Your Whole Market Went Sideways For Thirty Years
A retired man in Tokyo checks the same number every morning for thirty years, and the market behind it had fallen about eighty percent from its peak near thirty eight thousand nine hundred. In this episode we look at whether a whole market can really stay down for decades and how the thing…
- Why Your House Keeps Feeling Richer Than It Really Is
Between 2006 and 2012, the typical home in Las Vegas lost more than half its value, even though its owners had been told a house is the safest investment there is. In this episode we look at where a home's return really comes from, and at what taxes, upkeep, insurance and selling costs quietly…
- What Nobody Tells You About Your Emergency Fund
In 2013, about half of American adults said they couldn't cover a surprise four hundred dollar bill with cash. In this episode we look at how much cash an emergency fund really needs, where that money should sit, and why idle cash may not be as lazy as it feels. We walk through locked bank doors…
- Five Lessons From the Fifty Stocks That Couldn't Lose
In December 1972, investors paid about forty two times earnings for America's favorite fifty stocks, and Polaroid traded near ninety. In this episode we look at the Nifty Fifty, the one decision stocks that banks and ordinary savers bought at almost any price. We follow what history shows about…
- Are Dividends Free Money? If So, Who's Paying for Them
In February 2009, General Electric cut its dividend for the first time since 1938, and retirees all over the country opened smaller checks. In this episode we look at where dividend money actually comes from and what really happens to a stock on the day it pays you. We also look at what theory and…
- How to Pay Off Your House Early and What It Really Costs
In October 1981, the average thirty year mortgage rate in America hit about eighteen percent. In this episode we look at a listener's question about whether spare savings should pay off the house early or go into investments, and how a home loan really works. We also look at where the thirty year…
- Down a Fifth in a Day, Up by New Year's Eve
On Monday, October nineteenth, 1987, the Dow lost about twenty two and a half percent in a single day while broker phones rang with nobody to answer them. In this episode we look at what really happened that Monday and how a fall that big can happen with no single piece of news behind it. We also…
- What If You Invest It All the Day Before a Crash?
On a record high afternoon in October two thousand seven, someone could have put an entire inheritance into the stock market with one click. In this episode we look at whether you should invest a windfall all at once or feed it in a little each month, and how each approach really works. We also…
PodSearch is a free, independent podcast search engine. Read about PodSearch, the privacy policy or contact us.