The Tax Window Federal Employees Have Before Social Security and RMDs |Ep 207

From Confident Federal Retirement · 15:07

Show by Tom Poltersdorf Jr.

For many federal employees, the period between retirement and the start of Social Security or required minimum distributions creates a temporary tax planning window. During this time, your FERS pension may provide the income floor while you decide how much to withdraw from your TSP, whether Roth conversions deserve consideration, and how future Medicare premiums could be affected. In this episode, you'll learn: How the tax window works for FERS federal employees. How your pension, FERS supplement, TSP, and Social Security fit together. How to think through Roth conversions without assuming they are right for everyone. Why age 63 income can affect Medicare premiums at age 65 through IRMAA. How Social Security timing changes your retirement income plan. Why required minimum distributions eventually change the tax picture. Which three dates you and your spouse should put on one page. --------------- When you're ready for a personalized plan built around your specific federal benefits, visit https://gtwealthguide.com/federal-blueprint to request your free Federal Retirement Blueprint. We'll map out your federal benefits, TSP, Social Security, and tax plan on one page so you can retire from federal service without guessing. --------------- Get your copy of the Federal Retirement Readiness Blueprint: a 7‑step checklist to pick the right retirement date and see what will actually hit your bank account after survivor benefits, FEHB, and taxes: https://gtwealth.kit.com/federal-retirement-readiness --------------- Federal Retirement YouTube Videos - youtube.com/@TomPoltersdorf

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