Can One Federal Spouse Retire Before the Other? |Ep 209
From Confident Federal Retirement · 17:22
Show by Tom Poltersdorf Jr.
Are you and your spouse both federal employees, but planning to retire several years apart? Many federal couples focus only on the pension estimate. The more important question may be what your household income, FEHB coverage, and daily life look like during the years when one spouse is retired and the other is still working. In this episode, you'll learn: The three phases of staggered retirement. How to map the household paycheck during the overlap years. What to review before changing FEHB coverage. How the FERS supplement may fit into an early retirement timeline. Why the order you retire in can affect your financial flexibility. How to use the overlap years as a test drive for your retirement budget and lifestyle. --------------- When you're ready for a personalized plan built around your specific federal benefits, visit https://gtwealthguide.com/federal-blueprint to request your free Federal Retirement Blueprint. We'll map out your federal benefits, TSP, Social Security, and tax plan on one page so you can retire from federal service without guessing. --------------- Get your copy of the Federal Retirement Readiness Blueprint: a 7‑step checklist to pick the right retirement date and see what will actually hit your bank account after survivor benefits, FEHB, and taxes: https://gtwealth.kit.com/federal-retirement-readiness --------------- Federal Retirement YouTube Videos - youtube.com/@TomPoltersdorf
More episodes of Confident Federal Retirement
More episodes
- How Your FERS Survivor Election Affects Your Spouse's FEHB |Ep 208
- The Tax Window Federal Employees Have Before Social Security and RMDs |Ep 207
- What Happens to Your Federal Employees' Group Life Insurance (FEGLI) When You Retire From Federal Service |Ep 205
- Roth TSP vs. Roth IRA. The Five-Year Rule Federal Employees Need to Know |Ep 206
- Smart Ways Federal Employees Can Pay Taxes On Roth Conversions |Ep 204
- How Much Cash Should Dual Federal Couples Hold in Retirement? |Ep 203
- Should Dual Federal Couples Take Survivor Benefits on Both FERS Pensions? |Ep 202
- Can One Federal Spouse Retire Safely While the Other Keeps Working? |Ep 201
- The Roth Conversion Window for Federal Employees After Retirement |Ep 200
- Married Federal Employees, How Should Two Different TSPs Work Together? |Ep 199
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